During checkout, you will fill out the credit applications. Within minutes, you will know if you are approved or denied. If denied, there is nothing Hatching Time can do as verification is performed by a 3rd party. Both Shop Pay and Sezzle are 3rd party providers and base your credibility on their own metrics.

Shop Pay and Sezzle only perform "soft credit pulls". This type of credit check will not have a direct impact on your credit score.

Both Shop Pay and Sezzle offer 4 payments over a 6 week period, with 0% interest.* Payments are managed by the 3rd party provider.

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*Interest payments are subject to 3rd party's terms.